Mera Ghar Mera Ashiana Scheme Registration Started

Mera Ghar Mera Ashiana Scheme 2025

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The Mera Ghar Mera Ashiana Loan Scheme 2025 is launched by the Government of Pakistan and monitored by State Bank of Pakistan. It helps low and middle-income families buy or build their first home with low markup loans and long repayment options.

Mera Ghar Mera Ashiana Scheme Registration Started - Here is How to Apply Easily

This scheme supports families who do not own a house, offering affordable housing finance, flexible loan amounts, and government subsidy to make homeownership possible. Banks and microfinance institutions are part of the program, making registration easy and widely accessible.

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Purpose and Benefits of the Scheme

The main goal of the scheme is to provide first-time homeowners with affordable loans to buy or construct houses. It reduces financial pressure by offering low markup rates, long tenure, and small down payments.

Besides affordability, it encourages families to invest in secure housing, supports urban development, and promotes financial inclusion. With the government backing risk and subsidy, banks are confident to approve more loans, benefiting more families.

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Who Can Apply – Eligibility Criteria

Applicants must meet certain rules to qualify for the loan. This ensures fairness and proper usage of funds.

Must be a Pakistani citizen with valid CNIC
First-time homeowner
Must meet bank loan requirements
Only eligible for house up to 5 Marla
Loan for purchase, construction on plot, or combined
Must apply via participating banks or microfinance institutions
Clean criminal and financial record

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Step-by-Step Online Registration Process

Applying for the scheme is simple:

Visit a participating bank branch
Ask for the application form
Fill in personal, income, and property details,
Attach documents
Submit to the bank, and wait for approval.

After approval, the loan is disbursed, and repayment begins as per your plan.

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Documents Required for Application

You need proper documents for fast approval and smooth processing:

Required Documents:

CNIC copy
Proof of income
Property documents
Bank account details
Application form filled correctly
Police character certificate
Any additional documents requested by the bank

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How to Track Your Application Status

You can track your application online or through the bank to stay updated:

Visit your bank branch or official portal
Enter CNIC and application reference
Complete any captcha or verification
Click Check Status
View approval, pending, or rejected updates
Download confirmation slip if approved
Contact helpline for clarification

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Contact Details and Helpline for Assistance

If you face issues, contact your bank or SBP:

Participating Banks – nearest branch assistance
SBP Helpline – guidance for loan process
Use official website or portal for info
Email support provided by SBP
Visit microfinance institutions for application help
Check online FAQs
Track application via official SMS or portal

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Final Thoughts

The Mera Ghar Mera Ashiana Scheme 2025 is a golden chance for first-time homeowners. With low markup rates, 10% down payment, long repayment up to 20 years, and government support, owning a home is now possible.

Apply through any participating bank today, complete your documents, and get approval quickly. This scheme is a strong step toward affordable housing for low and middle-income families across Pakistan.

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