Benazir Kafalat Phase 3 November Payment Begins Check Details
Benazir Kafalat Phase 3
Government of Pakistan has officially launched the Benazir Kafalat Program Phase 3 payments, set to begin from November 5, 2025. This installment is part of the Benazir Income Support Program, which aims to provide critical financial aid to deserving women across Pakistan. The latest payment will cover the period from July to September 2025 and has been fixed at Rs. 13,500 for each eligible woman.
If you are a beneficiary of the Benazir Kafalat Program, here’s everything you need to know about the payment process, how to receive your funds, and the locations where the payments will be disbursed.

What is the Benazir Kafalat Program?
The Benazir Income Support Program (BISP) is a welfare initiative by the government of Pakistan to support low-income families, especially women. The Benazir Kafalat Program is specifically designed to provide cash assistance to women, helping them improve their living conditions and financial independence. This program has become a lifeline for many families in need, offering regular payments to eligible women.
In Phase 3, the program continues its mission by distributing an installment of Rs. 13,500. This payment will not only help women cover their daily needs but also empower them financially, contributing to the economic stability of their households.
Key Details of the Phase 3 November Payment
The Benazir Kafalat Phase 3 payment will begin on November 5, 2025, and will be distributed through campsites (payment centers) set up across the country. The payment amount of Rs. 13,500 will be given to eligible women for the period of July to September 2025.
It’s important to note that this installment will be provided only under the Kafalat Program. Educational scholarships for children, which are a separate component of the BISP program, will be released in a later phase.
How to Receive Your Payment: Step-by-Step Process
To ensure that the Benazir Kafalat Program payments are distributed in an organized and secure manner, all beneficiaries must visit their nearest campsite (payment center). Here’s how the process works:
- Visit Your Nearest Campsite: Find the nearest designated campsite in your district. These are the official locations where the payments will be disbursed.
- Bring Your Original CNIC: You must carry your original Computerized National Identity Card (CNIC) to verify your identity.
- Biometric Verification: At the campsite, you will undergo biometric verification. This process ensures that payments are made securely to the right person.
- Receive Your Payment: After completing the verification process, you will receive the Rs. 13,500 payment. Be sure to get a receipt after the transaction.
Where Can You Receive Your Benazir Kafalat Payment?
Payments will be disbursed in several districts across Pakistan. These districts are part of different clusters, and each cluster has its own set of payment centers. Here’s a quick look at the key clusters and districts where you can collect your payment:
| Cluster No. | Bank | Districts |
|---|---|---|
| Cluster No. 6 | Bank of Punjab – BOP | Jamshoro, Dado, Qila Saifullah, Qila Abdullah, Pishin, Tank, Toba Tek Singh, Mianwali, Multan |
| Cluster No. 7 | Mobilink Jazz | Sajawal, Tandoullah Yar, Tando Muhammad Khan, Hyderabad, Kharan, Chaghi, Malakand, Rahim Yar Khan |
| Cluster No. 9 | HBL | Khairpur, Harnai, Ziyarat, Sibi, Lakki Marwat, Okara, Sheikhupora |
| Cluster No. 11 | Aflah Bank | Kashmore, Lehri, Dera Bugti, Kohlo, Kark, Lahore, Hafizabad, Khanewal |
| Cluster No. 12 | Aflah Bank | Larkana, Shikarpur, Bukhran, Moosa Khel, Shirani District, Dera Ismail Khan, Kasur, Bahawalnagar |
| Cluster No. 13 | HBL Microfinance Bank | Ghotki, Zhob, Loralai, Bunir, Haveli, Ghazr, Gujranwala, Layyah, Bahawalpur |
What Makes the Payment Process Safe and Convenient?
The government has taken multiple steps to ensure that the Benazir Kafalat payments are transparent, organized, and secure:
- Shaded Areas and Seating: At each campsite, you’ll find shaded areas and comfortable seating arrangements to make your visit more convenient.
- Water and Rest Facilities: Drinking water will be available to keep you hydrated while you wait for your payment.
- Female Staff Assistance: Female staff members will be available at all payment centers to provide guidance and support for female beneficiaries.
These measures ensure that women receiving the Benazir Kafalat payment can do so in a safe, respectful, and comfortable environment.
Important Reminders for Beneficiaries
Before heading to your nearest campsite, make sure you keep these important reminders in mind:
- Only Visit Official Campsites: To avoid fraud, always collect your payment from official government-designated campsites.
- Bring Your Original CNIC: The original CNIC is mandatory for identification and payment processing.
- Biometric Verification is Essential: Your biometric verification must be completed for the payment to be processed.
- Don’t Pay Any Commission or Fee: There should be no agent or third-party involvement in the payment process. Always remember, BISP payments are free of charge.
- Get a Receipt: After collecting your payment, be sure to get a receipt to confirm the transaction.
Conclusion
Benazir Kafalat Program Phase 3 is an essential initiative that continues to provide much-needed financial assistance to deserving women across Pakistan. With an installment of Rs. 13,500, this payment serves as a critical source of support for thousands of families, helping them meet their daily needs and improve their quality of life.
As payments begin on November 5, eligible women are encouraged to visit the nearest campsite with their original CNIC and complete the necessary biometric verification to ensure they receive their full payment without any issues.
By distributing these payments in an organized and secure manner, the Benazir Kafalat Program not only supports women financially but also contributes to their empowerment, fostering a more inclusive and equitable society.
